INVESTORS EARN HIGH YEILDS
BY 1ST MORTGAGE TRUST DEEDS
Private Investors are an integral part of providing
creative financing solutions for borrowers. It is Our Mission to be Your
Financial Partner by providing you with profitable opportunities and protecting
you against risk. More specifically, we underwrite first position loans called
First Trust Deeds based on the quality and long term value of the collateral as
well as the borrower's ability to repay the loan. Investors can earn 8% to 11%
annually* with the security of knowing that their investments are secured by
real estate and backed by a large amount of equity in the real estate. We offer
experience and expertise to help turn your cash into a stable, high yield
income producing investment through Real Estate First Trust Deed Investing.
Throughout history this has been a strategy of the elite. Due to today's harsh
lending environment, an opportunity for everyday qualified investors has
opened. Many people have lost money investing in stocks, bonds and mutual funds
with no collateral or guaranteed return. On the contrary, Real Estate First
Trust Deeds are unique investments because they provide a high return, a
secured asset and reduced risk calculated against the principal.
MORTGAGE TRUST DEED WITH US
- We only entertain lending opportunities on properties
that we can secure with a First Trust Deed with Full 125% Alta Title Insurance
- We offer conservative loan to values and only 1st trust
deeds. For example, if a property is appraised today for $1,000,000 then we
will not lend more than $600,000. That way if you are the investor on this
property you will not only look forward to collecting high interest on your
money, but also in the case the borrower can't pay back you acquire a property
worth $1,000,000 for $600,000. Either way you Win!
- No Mortgage Pools- Your money is not mixed with other
people's money into a pool or fund- you have full control.
- You dictate which deals you are interested in. You only
give money for specific deals that you are interested in when the deal you
choose needs funding. We do not require you invest any funds prior.
- You dictate the terms of the investment including
types of property, location, period of time for payback, interest rate, etc.
- Your money is secured against real estate, a liquidable
asset and perhaps the most stable collateral available. You are vested on each
note and deed of trust with your peronal name or trust or self directed IRA
- Your money is secure whether the borrower pays on time or
not, based on the equity in the asset and the low loan to value ratio.
- We do all the diligence and hard work for you to
make it easy for you to decide if the investment works for you. We spend time
researching, underwriting, and verifying every aspect of the loan file for you.
You will receive from us the following at minimum to review an investment
opportunity: loan application, preliminary title report, credit report, and
- You know your ROI, return on investment, before making
your final decision to proceed. It does not change like the stock market or
other investments based on factors outside of your control.
- This is a proven type of investing that has been around
longer than the stock market.
- We are a Proven company, with a Proven track record of funded deals, with happy Clients, and happy Investors.
FREQUENTLY ASKED QUESTIONS ABOUT TRUST DEED INVESTING
What exactly is a trust deed - and, what are trust deed investments?
A trust deed (or a deed of trust) is a document filed with a county recorder's office indicating that there is a loan against a property - creating a secured lien on the property, providing collateral for the lender or lenders. (Terminology may differ outside of California - some states may use a mortgage instrument, for example - but the filing of some sort of lien is typical when mortgage loans are provided.) Trust deed investments are opportunities for individuals to provide these mortgage loans privately, working through a licensed intermediary like PB Financial Group Corp.
What are the benefits of trust deed investing?
Trust deed investing offers a combination of high returns and monthly cash flow with a secured investment. Investors receive monthly interest payments on their invested capital as they would with a fixed income investment or money market fund, but the yields are typically higher based on the amount of risk involved
Trust deeds also offer a vehicle for investing in real estate without the need to manage property. They're an excellent way to diversify a portfolio. Plus, unlike publicly traded real estate related securities - e.g., CMOs, MBSs, REITs - trust deed investments are straightforward and easy to understand.
What are the risks associated with trust deed investing?
There are four main sources of risk with trust deed investing: property devaluation, interruption of cash flow (i.e., borrower fails to make payments), legal action, and, in the case of second position deeds, loss in the event of a foreclosure and sale of the senior lien. PB Financial Group Corp aims to manage all of these risks on behalf of investors. For example, requiring an appropriate loan-to-value (LTV) ratio keeps property devaluation risk to a minimum.
Private Investors seeking to place capital or purchase notes secured by Commercial Real Estate
Mike Robbins, Founder
Quick Close Loans, LLC